YOU HAVE OPTIONS, LET ME HELP YOU!!!
I am a Pre-Foreclosure Specialist and a Certified Distressed Property Expert. I can help Solve your Real Estate Problems.
- Have you recently missed one or more payments?
- Is your home worth less than you owe?
- Have you recently experienced a negative life change like death, divorce or job loss?
Call or Email me today to discuss your 9 Pre-Foreclosure Options Today!
Pre-Foreclosure Specialist
But to be technical, here’s a more official definition:
- A homeowner is ’short’ when the amount owed on his/her property is higher than current market value.
- A short sale occurs when a negotiation is entered into with the homeowner’s mortgage company (or companies) to accept less than the full balance of the loan at closing. A buyer closes on the property, and the property is then ’sold short’ of the total value of the mortgage.
For homeowners to qualify for a short sale, they must fall into all of the following circumstances:
- Financial Hardship – There is a situation causing you to have trouble affording your mortgage.
- Monthly Income Shortfall – In other words: “You have more month than money.” A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
- Insolvency – The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.
This seems simple enough, but it is a complicated process that takes the expertise of experienced professionals. As a Certified Distressed Property Expert I can help you through this difficult time. Together, we can identify all possible options and, when possible, a CDPE can assist you in the quick execution of a short sale transaction.
(Short Sale information provided by CDPE)
HELPFUL RESOURCES
Interested in knowing what the laws are for your State? Tired of going by 3rd hand information, or the simple “hear-say” we all tend to believe? Here’s a link to the United States Foreclosure Laws to provide you with the information you’re seeking. Click on the link provided below.
UNITED STATES FORECLOSURE LAW
Home loan with Fannie Mae or Freddie Mac? You may be eligible for the Home Affordable Refinance. Click link below to find out after answering a few questions.
Making Home Affordable (Refinance)
Although you’re currently struggling with your monthly mortgages you may be eligibile for an affordable Modification. Click on the link below to find out.
Make Home Affordable (Modification)
Foreclosure isn’t the only option – Check out HomeOwnership Preservation Foundation -
